Latest IRCTC Transaction charges क्या आप जानते हैं बैंक चार्ज के नाम पर कितना बसूलती है IRCTC…

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Train Ticket Booking through IRCTC:-

Indian Railway Catering and Tourism Corporation (IRCTC) अपनी वेबसाइट https://www.irctc.co.in/nget/ और Mobile App के माध्यम से ऑनलाइन रेल टिकट बुकिंग की सुविधा प्रदान करता है | IRCTC, जो भारतीय रेलवे के खानपान, पर्यटन और ऑनलाइन टिकट संचालन को संभालती है, विभिन्न channel प्रदान करती है जिसके माध्यम से आप अपने Train ticket book कर सकते हैं |

आप नेट बैंकिंग, डेबिट / क्रेडिट कार्ड और मोबाइल वॉलेट जैसे प्लेटफ़ॉर्म के माध्यम से भुगतान कर सकते हैं | हालांकि, जब भी आप इन gateway  के माध्यम से भुगतान करते हैं तो आपको अतिरिक्त राशि का भुगतान करना पड़ सकता है|

उदाहरण के लिए, स्टेट बैंक ऑफ इंडिया (SBI), पंजाब नेशनल बैंक (PNB), आंध्रा बैंक और फेडरल बैंक (Federal Bank) के माध्यम से किए गए हर transaction के लिए IRCTC, Rs.10/- + Applicable Taxes लागू करता है | डिजिटल वॉलेट Paytm के माध्यम से किए गए transaction के लिए, IRCTC, 1.8 % of net amt + GST as applicable  लागू करता है |

Net Banking:

State Bank of India Rs.10/- + Applicable Taxes
State Bank of India and Associates Rs. 10/- per transaction
Federal Bank Rs.10/- + Applicable Taxes
Indian Bank Rs. 10/- per transaction
Union Bank of India Rs. 10/- per transaction
Andhra Bank Rs.10/- + Applicable Taxes
Vijaya Bank Rs. 10/- per transaction
AXIS Bank Rs.10/- + Applicable Taxes
HDFC Bank Rs.10/- + Applicable Taxes
Bank of Baroda Rs.10/- + Applicable Taxes
Karnataka Bank Rs.10/- + Applicable Taxes
Oriental Bank of Commerce Rs.10/- + Applicable Taxes
Karur Vysya Bank NIL
Kotak Mahindra Bank Rs.10/- + Applicable Taxes
ING Vysya Bank (now Kotak) Rs.10/- + Applicable Taxes
ICICI Bank Rs.10/- + Applicable Taxes
IndusInd Bank NIL
IMPS Rs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above
Central Bank of India Rs.10/- + Applicable Taxes
Bank of India Rs. 10/- per transaction
Syndicate Bank Rs. 10/- per transaction
Bank of Maharashatra NIL
IDBI Bank NIL
Corporation Bank Rs. 10/- per transaction
Yes Bank Rs.10/- + Applicable Taxes
Nepal SBI Bank Ltd. NPR 19/- per transaction + Exchange Commision + Applicable Taxes
South Indian Bank NIL
Canara Bank Rs.10/- + Applicable Taxes
City Union Bank NIL
Airtel Payments Bank Rs.10/- + Applicable Taxes

Payment Gateway /Credit /Debit Card:

Visa/Master Card(Powered By ICICI BANK) 1.8 % + Applicable Taxes for all domestic Credit Cards
0.25% + Applicable Taxes, For all Domestic Debit Cards transactions Amount upto Rs. 1,000
0.50% + Applicable Taxes, For all Domestic Debit Cards transactions Amount between Rs. 1001 – 2000
1% + Applicable Taxes, For all Domestic Debit Cards transactions Amount above Rs. 2,000
Visa/Master Card(Powered By CITI BANK) NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
1.8 % + Applicable Taxes for all domestic Credit Cards
Visa/Master Card(Powered By HDFC BANK) NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
1.8 % + Applicable Taxes for all domestic Credit Cards
American Express 1.8% of Transaction Amount
Visa/Master Card(Powered By AXIS BANK) NIL , For all Domestic Debit Cards
1.65% + Applicable Taxes, For all Master/Visa Credit Cards
RuPay Card (Powered by Kotak Bank) NIL upto Rs. 1 Lakh

Debit card with PIN:

State Bank of India NIL upto Rs. 1 Lakh
Indian Overseas Bank NIL upto Rs. 1 Lakh
Punjab National Bank Rs. 10/- per transaction
Indian Bank NIL For transaction Amount upto Rs. 2,000
Rs. 10/- For transaction Amount above Rs. 2,000.
Union Bank of India Rs. 10/- per transaction
Bank of India Rs. 10/- per transaction
Andhra Bank Rs.10/- + Applicable Taxes
Canara Bank NIL upto Rs. 1 Lakh
CITI Bank Rs. 10/- or 1.8% whichever is higher + Applicable Taxes
ICICI Bank Rs.10/- + Applicable Taxes
HDFC Bank NIL upto Rs. 1 Lakh
Central Bank of India Rs.10/- + Applicable Taxes
AXIS Bank NIL upto Rs. 1 Lakh
United Bank of India NIL upto Rs. 1 Lakh

Wallets/cash cards:

ITZ Cash Card Rs. 10/- or 1.5% whichever is lower
I Cash Card 1.5% per transaction
Oxigen Wallet 1.80% + Applicable Taxes
Paytm Wallet 1.80% + Applicable Taxes
Mobikwik Wallet 1.80% + Applicable Taxes
mRUPEE Wallet Transaction Charges NIL
Paytm Wallet 1.80% + Applicable Taxes
Freecharge Wallet 1.80% + Applicable Taxes
SBI Buddy Rs. 10/- + Applicable Taxes
OLAMONEY Wallet 1.30% + Applicable Taxes
Airtel Money .75% + Applicable Taxes
I Cash Card 1.5% per transaction

IRCTC prepaid, e-wallet, Citi bank:

IRCTC Union Bank prepaid (RuPay) Rs. 10/- + Applicable Taxes
IRCTC eWallet IRCTC eWallet service charge ₹ 10 /- + Applicable Taxes
CITI Bank Pay in 3 EMI with Citibank Card, Transaction charges 2.8%

Multiple Payment Service (Credit & Debit Cards/ Net banking /Wallets / International Cards):

Credit & Debit cards / Net Banking / Wallet (Powered by Paytm) NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
1.8 % + Applicable Taxes for all domestic Credit Cards
1.8 % + Applicable Taxes for E-wallet transactions
International cards (Powered by ATOM) 4% of Transaction Amount (Including Applicable Taxes)
Credit & Debit cards / Net Banking / Wallet (Powered by ITZ) NIL ,For all Domestic Debit Cards upto Rs. 1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
1.5 % + Applicable Taxes for E-wallet transactions
1.8 % + Applicable Taxes for all domestic Credit Cards
4% + Applicable Taxes for International Cards
Credit & Debit cards / Net Banking / Wallet (Powered by PayU) NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
1.8 % + Applicable Taxes for all domestic Credit Cards
1.8 % + Applicable Taxes for E-wallet transactions
Credit & Debit cards / Net Banking / UPI (Powered by Razorpay) NIL ,For all Domestic Debit Cards upto Rs. 1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
Rs. 10 + Applicable Taxes ,For UPI transaction Amount above Rs.2,000.
1.8 % + Applicable Taxes for all domestic Credit Cards

Bharat QR / Scan & Pay:

AXIS PG (mVisa / Scan & Pay) Rs. 10/- per transaction + Applicable Taxes
Bharat QR(powered by Atom)  1.75 % + Applicable Taxes

Pay On Delivery / Pay later:

Pay-On-Delivery (Powered by Anduril Technologies) Rs. 90 + Applicable Taxes for TXN Amt upto Rs. 5000/- and Rs. 120 + Applicable Taxes for above
ePaylater (Powered by Arthashastra Fintech Pvt. Ltd.) 3.50% + Applicable Taxes

BHIM / UPI / USSD:

Pay using BHIM (Powered by HDFC BANK) also accepts UPI Rs. 10 + Applicable Taxes ,For UPI transaction Amount above Rs.2,000
Pay using BHIM (Powered by AXIS BANK) also accepts UPI NIL

 Wallets( Mobile App):

IRCTC Union Bank prepaid (RuPay) Rs. 10/- + Applicable Taxes
IRCTC eWallet IRCTC eWallet service charge ₹ 10 /- + Applicable Taxes
CITI Bank Pay in 3 EMI with Citibank Card, Transaction charges 2.8%

Multiple Payment Service (Credit & Debit Cards/ Net banking /Wallets / International Cards):

PayU Money M Txn Chgs: 1.8 % of net amt + GST as applicable
Mobikwik Wallet M Txn Chgs: 1.8 % of net amt + GST as applicable
JIO Money Txn Chgs: 1.30 % of net amt + GST as applicable
Ola Money Txn Chgs: 1.30 % of net amt + GST as applicable
Airtel Money Txn Chgs: 1.8 % of net amt + GST as applicable

Multiple Payment Service( Mobile App):

PAYTM M Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable
Zaakpay PG Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable
PhonePe For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards:1.8% of Net Amt, For UPI: NIL for Amt upto ₹ 2000 and ₹ 10 for Amt above ₹ 2000, For Other options 1.8% of Net Amt. GST as applicable
PayU Money Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable
Razorpay Txn Chgs: ₹ 10 for Net Banking, For UPI: NIL for Amt upto ₹ 2000 and ₹ 10 for Amt above ₹ 2000, For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards: 1.8 % of Net Amt. GST as applicable
PAYTM WALLET Txn Chgs: 1.8 % of net amt + GST as applicable

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