Train Ticket Booking through IRCTC:-
Indian Railway Catering and Tourism Corporation (IRCTC) अपनी वेबसाइट https://www.irctc.co.in/nget/ और Mobile App के माध्यम से ऑनलाइन रेल टिकट बुकिंग की सुविधा प्रदान करता है | IRCTC, जो भारतीय रेलवे के खानपान, पर्यटन और ऑनलाइन टिकट संचालन को संभालती है, विभिन्न channel प्रदान करती है जिसके माध्यम से आप अपने Train ticket book कर सकते हैं |
आप नेट बैंकिंग, डेबिट / क्रेडिट कार्ड और मोबाइल वॉलेट जैसे प्लेटफ़ॉर्म के माध्यम से भुगतान कर सकते हैं | हालांकि, जब भी आप इन gateway के माध्यम से भुगतान करते हैं तो आपको अतिरिक्त राशि का भुगतान करना पड़ सकता है|
उदाहरण के लिए, स्टेट बैंक ऑफ इंडिया (SBI), पंजाब नेशनल बैंक (PNB), आंध्रा बैंक और फेडरल बैंक (Federal Bank) के माध्यम से किए गए हर transaction के लिए IRCTC, Rs.10/- + Applicable Taxes लागू करता है | डिजिटल वॉलेट Paytm के माध्यम से किए गए transaction के लिए, IRCTC, 1.8 % of net amt + GST as applicable लागू करता है |
Net Banking:
| State Bank of India | Rs.10/- + Applicable Taxes |
| State Bank of India and Associates | Rs. 10/- per transaction |
| Federal Bank | Rs.10/- + Applicable Taxes |
| Indian Bank | Rs. 10/- per transaction |
| Union Bank of India | Rs. 10/- per transaction |
| Andhra Bank | Rs.10/- + Applicable Taxes |
| Vijaya Bank | Rs. 10/- per transaction |
| AXIS Bank | Rs.10/- + Applicable Taxes |
| HDFC Bank | Rs.10/- + Applicable Taxes |
| Bank of Baroda | Rs.10/- + Applicable Taxes |
| Karnataka Bank | Rs.10/- + Applicable Taxes |
| Oriental Bank of Commerce | Rs.10/- + Applicable Taxes |
| Karur Vysya Bank | NIL |
| Kotak Mahindra Bank | Rs.10/- + Applicable Taxes |
| ING Vysya Bank (now Kotak) | Rs.10/- + Applicable Taxes |
| ICICI Bank | Rs.10/- + Applicable Taxes |
| IndusInd Bank | NIL |
| IMPS | Rs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above |
| Central Bank of India | Rs.10/- + Applicable Taxes |
| Bank of India | Rs. 10/- per transaction |
| Syndicate Bank | Rs. 10/- per transaction |
| Bank of Maharashatra | NIL |
| IDBI Bank | NIL |
| Corporation Bank | Rs. 10/- per transaction |
| Yes Bank | Rs.10/- + Applicable Taxes |
| Nepal SBI Bank Ltd. | NPR 19/- per transaction + Exchange Commision + Applicable Taxes |
| South Indian Bank | NIL |
| Canara Bank | Rs.10/- + Applicable Taxes |
| City Union Bank | NIL |
| Airtel Payments Bank | Rs.10/- + Applicable Taxes |
Payment Gateway /Credit /Debit Card:
| Visa/Master Card(Powered By ICICI BANK) | 1.8 % + Applicable Taxes for all domestic Credit Cards |
| 0.25% + Applicable Taxes, For all Domestic Debit Cards transactions Amount upto Rs. 1,000 | |
| 0.50% + Applicable Taxes, For all Domestic Debit Cards transactions Amount between Rs. 1001 – 2000 | |
| 1% + Applicable Taxes, For all Domestic Debit Cards transactions Amount above Rs. 2,000 | |
| Visa/Master Card(Powered By CITI BANK) | NIL , For all Domestic Debit Cards upto Rs. 1 Lakh 1.8 % + Applicable Taxes for all domestic Credit Cards |
| Visa/Master Card(Powered By HDFC BANK) | NIL , For all Domestic Debit Cards upto Rs. 1 Lakh 1.8 % + Applicable Taxes for all domestic Credit Cards |
| American Express | 1.8% of Transaction Amount |
| Visa/Master Card(Powered By AXIS BANK) | NIL , For all Domestic Debit Cards 1.65% + Applicable Taxes, For all Master/Visa Credit Cards |
| RuPay Card (Powered by Kotak Bank) | NIL upto Rs. 1 Lakh |
Debit card with PIN:
| State Bank of India | NIL upto Rs. 1 Lakh |
| Indian Overseas Bank | NIL upto Rs. 1 Lakh |
| Punjab National Bank | Rs. 10/- per transaction |
| Indian Bank | NIL For transaction Amount upto Rs. 2,000 |
| Rs. 10/- For transaction Amount above Rs. 2,000. | |
| Union Bank of India | Rs. 10/- per transaction |
| Bank of India | Rs. 10/- per transaction |
| Andhra Bank | Rs.10/- + Applicable Taxes |
| Canara Bank | NIL upto Rs. 1 Lakh |
| CITI Bank | Rs. 10/- or 1.8% whichever is higher + Applicable Taxes |
| ICICI Bank | Rs.10/- + Applicable Taxes |
| HDFC Bank | NIL upto Rs. 1 Lakh |
| Central Bank of India | Rs.10/- + Applicable Taxes |
| AXIS Bank | NIL upto Rs. 1 Lakh |
| United Bank of India | NIL upto Rs. 1 Lakh |
Wallets/cash cards:
| ITZ Cash Card | Rs. 10/- or 1.5% whichever is lower |
| I Cash Card | 1.5% per transaction |
| Oxigen Wallet | 1.80% + Applicable Taxes |
| Paytm Wallet | 1.80% + Applicable Taxes |
| Mobikwik Wallet | 1.80% + Applicable Taxes |
| mRUPEE Wallet | Transaction Charges NIL |
| Paytm Wallet | 1.80% + Applicable Taxes |
| Freecharge Wallet | 1.80% + Applicable Taxes |
| SBI Buddy | Rs. 10/- + Applicable Taxes |
| OLAMONEY Wallet | 1.30% + Applicable Taxes |
| Airtel Money | .75% + Applicable Taxes |
| I Cash Card | 1.5% per transaction |
IRCTC prepaid, e-wallet, Citi bank:
| IRCTC Union Bank prepaid (RuPay) | Rs. 10/- + Applicable Taxes |
| IRCTC eWallet | IRCTC eWallet service charge ₹ 10 /- + Applicable Taxes |
| CITI Bank | Pay in 3 EMI with Citibank Card, Transaction charges 2.8% |
Multiple Payment Service (Credit & Debit Cards/ Net banking /Wallets / International Cards):
| Credit & Debit cards / Net Banking / Wallet (Powered by Paytm) | NIL , For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions 1.8 % + Applicable Taxes for all domestic Credit Cards 1.8 % + Applicable Taxes for E-wallet transactions |
| International cards (Powered by ATOM) | 4% of Transaction Amount (Including Applicable Taxes) |
| Credit & Debit cards / Net Banking / Wallet (Powered by ITZ) | NIL ,For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions 1.5 % + Applicable Taxes for E-wallet transactions 1.8 % + Applicable Taxes for all domestic Credit Cards 4% + Applicable Taxes for International Cards |
| Credit & Debit cards / Net Banking / Wallet (Powered by PayU) | NIL , For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions 1.8 % + Applicable Taxes for all domestic Credit Cards 1.8 % + Applicable Taxes for E-wallet transactions |
| Credit & Debit cards / Net Banking / UPI (Powered by Razorpay) | NIL ,For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions Rs. 10 + Applicable Taxes ,For UPI transaction Amount above Rs.2,000. 1.8 % + Applicable Taxes for all domestic Credit Cards |
Bharat QR / Scan & Pay:
| AXIS PG (mVisa / Scan & Pay) | Rs. 10/- per transaction + Applicable Taxes |
| Bharat QR(powered by Atom) | 1.75 % + Applicable Taxes |
Pay On Delivery / Pay later:
| Pay-On-Delivery (Powered by Anduril Technologies) | Rs. 90 + Applicable Taxes for TXN Amt upto Rs. 5000/- and Rs. 120 + Applicable Taxes for above |
| ePaylater (Powered by Arthashastra Fintech Pvt. Ltd.) | 3.50% + Applicable Taxes |
BHIM / UPI / USSD:
| Pay using BHIM (Powered by HDFC BANK) also accepts UPI | Rs. 10 + Applicable Taxes ,For UPI transaction Amount above Rs.2,000 |
| Pay using BHIM (Powered by AXIS BANK) also accepts UPI | NIL |
Wallets( Mobile App):
| IRCTC Union Bank prepaid (RuPay) | Rs. 10/- + Applicable Taxes |
| IRCTC eWallet | IRCTC eWallet service charge ₹ 10 /- + Applicable Taxes |
| CITI Bank | Pay in 3 EMI with Citibank Card, Transaction charges 2.8% |
Multiple Payment Service (Credit & Debit Cards/ Net banking /Wallets / International Cards):
| PayU Money M | Txn Chgs: 1.8 % of net amt + GST as applicable |
| Mobikwik Wallet M | Txn Chgs: 1.8 % of net amt + GST as applicable |
| JIO Money | Txn Chgs: 1.30 % of net amt + GST as applicable |
| Ola Money | Txn Chgs: 1.30 % of net amt + GST as applicable |
| Airtel Money | Txn Chgs: 1.8 % of net amt + GST as applicable |
Multiple Payment Service( Mobile App):
| PAYTM M | Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable |
| Zaakpay PG | Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable |
| PhonePe | For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards:1.8% of Net Amt, For UPI: NIL for Amt upto ₹ 2000 and ₹ 10 for Amt above ₹ 2000, For Other options 1.8% of Net Amt. GST as applicable |
| PayU Money | Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable |
| Razorpay | Txn Chgs: ₹ 10 for Net Banking, For UPI: NIL for Amt upto ₹ 2000 and ₹ 10 for Amt above ₹ 2000, For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards: 1.8 % of Net Amt. GST as applicable |
| PAYTM WALLET | Txn Chgs: 1.8 % of net amt + GST as applicable |
